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Items Needed for Pre-Approval


Documentation for all loans

  • Pay stubs for most recent 30 days
  • Information on any other income you wish to have considered, such as part-time income, rental income, etc.
  • W-2's and Tax returns for the past two years
  • Name, address and phone number of landlord for the past 24 months if you have been renting
  • Previous two months bank account statements (all pages) i.e. ... checking, savings, CD's, brokerage, mutual funds, etc.
  • Most recent statements on asset bearing accounts if generated yearly or quarterly (401K, IRA, etc.)
  • Copy of social security card and driver's license
If you are self-employed, receive commission income, or own investment properties
  • Previous two years signed tax returns with all schedules attached
  • Previous two years corporate/partnership tax returns
  • Year-to-date profit and loss statement (self-employed only)
  • Current leases on investment properties with rental income
If applying for a VA loan
  • VA Certificate of Eligibility
  • Form DD-214
  • For in-service veterans, Statement of Service and recent Leave and Earnings Statement
  • Name and address of child care provider (if applicable)
If you have been divorced
  • Complete signed copy of all divorce decrees
  • Proof of reciept of child support payments for the last 12 months
If you have declared bankruptcy in the last 7 years
  • Copy of Petition/Decree, Schedule of Creditors, and copy of Discharge
If you are relocating with company benefits
  • Copy of company's relocation policy
  • Letter from employer stating effective date of transfer and new income
  • COpy of entire relocation buyout offer (if applicable)
Additional items if you are refinancing
  • Copy of your survey
  • Hud-1 Settlement Statement from purchase of the home
  • Most recent mortgage statement on your primary loan (and 2nd lien if applicable)



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Consumer Complaint Information: WR Starkey Mortgage, LLP (NMLSR#2146) is licensed under the laws of the State of Texas and by the State Law is subject to regulatory oversight by the Texas Department of Savings and Mortgage Lending. Any consumer wishing to file a complaint against WR Starkey Mortgage, LLP (#2146) should complete, sign, and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be downloaded and printed from the Department's website located at http://www.sml.state.tx.us/ or obtained from the Department upon request by mail at the address above, by telephone at its toll-free consumer hotline at 1-877-276-5550, by fax at (512) 475-1360, or by email at smlinfo@sml.state.tx.us. 7 TAC 81.7 / TFC 157.007 / April 1, 2010. In Colorado: Regulated by the Division of Real Estate. In Georgia: Georgia Residential Mortgage Licensee.